Your friends get paid when you skip the gym.
Put real money on the line. Form a pact with friends. Hit the gym or pay up. The accountability app that actually works.
Join 2,400+ people ready to put skin in the game
Willpower doesn't work. Money does.
Loss aversion is the most powerful force in behavioral economics. People are 2x more motivated to avoid losing $10 than to gain $10.
of gym memberships go completely unused
wasted annually on unused gym memberships
more motivated to avoid losses than chase gains
of new gym members quit within 6 months
How it works
Four simple steps to finally build that gym habit you've been promising yourself.
Deposit your stake
Choose your commitment level — $25, $50, or $100. Your money is held securely by Stripe, never by us.
Form your pact
Invite friends or get matched with a small group of 3–6 people. Set your weekly gym target together.
Check in at the gym
Tap to check in when you arrive. GPS verification confirms you're actually there for 20+ minutes.
Hit your goal or pay up
Miss your target? A small amount goes to the group members who showed up. Everyone wins when you go.
See it in action
A typical week in a GymStake pact
Built for real accountability
Not another fitness tracker. This is financial skin in the game with people who care if you show up.
Friend & Open Pacts
Invite your friends or get matched with motivated strangers. Both modes keep you accountable.
GPS Check-in
Tap to check in when you arrive. We verify you're actually at the gym for 20+ minutes — no cheating.
Group Chat
Lightweight messaging with auto-notifications when someone checks in, hits their goal, or misses.
Grace System
Life happens. Get 1 free skip per commitment, plus your group can vote to forgive penalties.
Smart Nudges
"Jake just checked in. You're the only one who hasn't gone this week." — the right push at the right time.
Secure Payments
Powered by Stripe Connect. Your deposit is never held by us — it moves directly between verified accounts.
Choose your commitment
Pick a commitment level that motivates you. If you hit every session, you get it all back — plus a share of the pool.
deposit
Perfect for testing the waters
deposit
Most popular — builds a real habit
deposit
For the fully committed
All deposits held securely by Stripe. GymStake never touches your money directly.
Questions? We got you.
Ready to put skin in the game?
Join the waitlist and be first to start a pact when we launch.